Residential Real Estate

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Fulfillment Services

Full Service Option:    Under this option our firm (i) prepares the necessary legal documents for a residential transaction, and (ii) performs all necessary closing, funding and shipping functions. 

Procedure:    Our services begin upon receipt of your request for documents at least 48 hours prior to closing.  We then complete a thorough review of the title commitment, survey (if applicable), sales contract when applicable, underwriter’s approval, and lender’s lock confirmation.  Order forms can be found on our "Doc Order Forms" page.  Loan documents are prepared and funds ordered from your warehouse bank.  These documents are drawn in your name which requires the endorsement of the Note and, when applicable, the execution of an Assignment to the investor obligated to purchase the closed loan.  For your convenience and at no extra charge, we will provide a Power of Attorney that you will execute, which will give our law firm the authority to execute these documents on your behalf.

Once the transaction has closed, the closing agent contacts our office for funding authorization. We give that authorization when we are satisfied that all closing conditions have been satisfied.  We instruct the closing agent to forward to us by overnight delivery, the originals of all loan documents executed in connection with the loan which are required by the investor (the “Shipping Documents”).  We organize the file in accordance with the investor’s instructions and submit the original package to the Investor for purchase.    The original Note will be delivered per the instructions of your warehouse bank.

We stand behind all work provided by our firm and carry a $2,000,000.00 Errors and Omissions insurance policy, a copy of which will be provided at your request.

We are very client oriented and the lines of communication are always open.  We take great pride in the services our firm provides.  Whatever your future document and closing needs may be, we are here to help.

We truly appreciate your interest in our firm and look forward to your business in the future.  Please do not hesitate to contact us should you require further information or details.

Please contact our office for pricing.

II. DOCUMENT PREPARATION AND CLOSING SUPPORT SERVICE GUIDELINES. For those clients who request document preparation and closing/funding/shipping support services, the following procedures shall apply:

A.     All orders should be forwarded to us on our Correspondent Loan Document Request Form/Fee Sheet, which is available to you by selecting the "Order Document" page on this website.

B.     When your order is received, we will acknowledge same and advise you by e-mail or fax of any information which is missing.

C.     Work will be started on a file only when all information on the Loan Document Request Form/Fee Sheet has been provided and we have received copies of all of the following items:

  1. Final “Clear to Close” Loan approval from the investor or contract underwriter which must contain the same information set forth on the typed form 1003 and the Loan Document Request Form
  2. Lock confirmation which indicates sufficient days to ship the loan to the investor 
  3. Title Commitment schedules A, B and C (must be dated not earlier than 90 days)with current insured closing letter 
  4. Tax Certificates 
  5. Insurance “dec” page reflecting premium and coverage for total loan amount 
  6. Survey – Texas Properties Only 
  7. Typed 1003/1008 reflecting loan amount, rate and term which are the same as those set forth on the Loan Document Request Form and loan approval 
  8. Appraisal pages 1 and 6 with appraiser’s signature 
  9. PMI Certificate if loan to value ratio exceeds 80% 
  10. Second lien loan approval, if applicable 
  11. Name of any non-purchasing spouse or third party 
  12. Borrower Power of Attorney (if applicable – must be approved by investor) 
  13. Wiring instructions for loan funds 
  14. Flood Certificate 
  15. Flood Insurance “dec” page or application, if applicable 
  16. Sales Contract (purchase transactions) 
  17. FHA/VA loans require MCAW/VA Loan Analysis & HUD/VA addendum to 1003 
  18. Credit Report Score Page & OFAC Check 
  19. Final GFE & TIL 
  20. GFE Provider List 
  21. Initial Fees Worksheet 
  22. VOE 
  23. MERS Number

 D.     If all information and other items listed in paragraph 2.3 above are received by 12:00 Noon, loan documents will be ready for local delivery, Federal Express delivery, or e-mail delivery within 48 hours of receipt. No loan documents will be completed without a final approval/“clear to close” from the investor.  Funds must be requested 24 hours in advance and only after HUD Settlement Statement has been received, reviewed and approved.


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